Uke wacabanga ukutshalwa kwezimali okuzokulethela intokozo eyengeziwe kanye nosizo kunediphozithi yesikhathi noma ibhondi? Kwabaningi, indawo yabo eyinhloko yokuhlala iwutshalomali lwabo olukhulu; abanye baqoqa izincwadi zamahlaya, ezigcina zingakathintwa futhi zingasetshenziswa iminyaka. Kodwa kuthiwani uma ufuna ukutshalwa kwezimali okuzokuvumela ukuthi ungene kumakilabhu ezimoto ezihlangene kanye namadrayivu ashaya kamnandi phakathi kwamabili? Ungabheki kude kunemoto yakudala. Lesi sihloko sizodingida kahle ukuthi yini okudingeka uyicabangele ngaphambi kokutshala imali kokuzilibazisa kwakho okusha.
Yini Okudingayo Ukuze Utshale Ezimotweni Zakudala?
Kuya ngaphandle kokusho ukuthi ngeke ufune ukupaka emgwaqweni i-roadster yakho yakudala. Kukhona izingozi eziningi kakhulu ezihlotshaniswa nokugcina imoto yakho yakudala ngaphandle emgwaqeni noma endleleni yakho yokungena noma indawo yemoto evulekile. Ngakho-ke eceleni kokuthola umshwalense wemoto wakudala, uzodinga futhi ukuthi ukhuphule igalaji lakho noma mhlawumbe uqashe indawo yegalaji kude nasekhaya ukuze ugcine ukutshalwa kwezimali kwakho.
Ufuna ukwenza isiqiniseko sokuthi indawo yakho yegalaji ihlanzekile, imnyama, futhi yomile, iphansi engaxutshwe nalutho futhi awekho ukuchitheka kwamafutha noma uwoyela. Lokhu kusiza ukwehlisa izingozi zokulimala komswakamo, ukuwohloka kopende noma ukuchipha, nanoma yiziphi ezinye izinhlobo zomonakalo ongase wehlise inani lemoto yakho yakudala.
Iningi labanikazi bezimoto bakudala batshala imali kuma-tarp angangeni manzi, ojeke bezimoto ezisindayo, namanye amathuluzi esimanje okukhanda nokulungisa izimoto ukuze basize ukugcina imoto yabo yakudala isesimweni esihle sokusebenza futhi isesimweni esihle. Nokho, akuvamile ukunconywa ukuthi uhambe ngendlela ye-DIY lapho ulungisa noma uhlanza imoto yakho yakudala. Ngakho-ke, eceleni komshwalense nezimali zobulungu bekilabhu, abanikazi bezimoto bakudala kufanele futhi balindele ukubekela eceleni ingxenye yesabelomali sabo ukuze bahlangabezane nezimfuneko eziyingqayizivele zokunikeza isevisi nokunakekela ezivame ukuhambisana nezimoto zakudala.
Kungani Ezinye Izimoto Zakudala Zithathwa njengeziqoqwayo?
Kunomphakathi omkhulu wabatshalizimali bezimoto zakudala abazithatha njengezinto eziqoqwayo ngenxa yezizathu eziningi. Ngokuvamile izimoto ezinomlando obalulekile, njengamamodeli aphayona ubuchwepheshe obusha noma aphakamisa izinga lokulindela abathengi, ziqoqwa ngokuhamba kwesikhathi. Lokhu kuyiqiniso ikakhulukazi uma engamamodeli e-edishini elinganiselwe, anamandla okukhula kunani lawo lokuthengisa kabusha ngokuhamba kwesikhathi.
Umlando wokugijima nawo uthathwa njengongeza enanini lemoto yakudala, njengoba lezi zimoto zifunwa kakhulu. Lokhu kokubili kungenxa yokungatholakali kwezimoto, kanye nokuzihlanganisa nomklami wezimoto ohlonishwayo, umgijimi wezimoto, noma inkampani efana ne-Aston Martin noma i-Lotus.
Imakethe yezimoto yakudala ikhombisa imakethe yobuciko ngezindlela eziningi. Ukutshalwa kwezimali okubukeka kukuhle, futhi kunganikeza uthango lwemali njengoba izimoto zingathuthwa ziye emazweni anezilinganiso zokushintshana ezivumayo uma kwenzeka unquma ukuthengisa impahla.
Yini Eyenza Izimoto Zakudala Zifanele Ukutshalwa Kwezimali?
Uma kuxoxwa ngalesi sihloko, kufanelekile ukuqhathanisa izimoto zakudala nezinye izinto eziqoqwayo njengezinhlamvu zemali, izitembu, izincwadi zamahlaya nezincwadi eziyivelakancane. Emhlabeni wokuqoqwa kwempahla engavamile kanye nezinjongo zokutshalwa kwezimali, lokhu kuvame ukufunwa yimpahla.
Abantu abacebile emhlabeni wonke bajahe inombolo elinganiselwe yezimoto zakudala, okuholela emakethe yezimoto zakudala ezisebenza kahle kakhulu kunamanye amaqoqo. Ukuqoqwa kwezimoto sekudume kakhulu kangangokuthi manje sekunamawebhusayithi afana ne-The Historic Automobile Group International azinikele ekulandeleleni imakethe yezimoto yakudala.
Ngisho nokucwiliswa okuncane ngenxa yobhubhane lomhlaba wonke lwe-COVID-19, imakethe ikhule kancane kancane kule minyaka embalwa edlule. Lo mkhuba omuhle usufakazele ukuthi kuyafaneleka ukucabangela ukutshalwa kwezimali emotweni yakudala yephothifoliyo yakho.
Izingozi Ezingenzeka Zokutshala Imali Emotweni Yakudala
Njenganoma yikuphi ukutshalwa kwezimali, izimoto zakudala zinezingozi eziyingqayizivele okufanele uziqaphele ngaphambi kokucabangela ukuthenga. Njengamanye ama-investimenti amaningi anezinkokhelo, njengezindleko zezindlu ezithengiswayo noma izinkokhelo zomthengisi wesitoko, kunezindleko ezihlobene nobunikazi bemoto obujwayelekile.
Isibonelo, uma uthengisa imoto yakudala, ungase ukhokhe intela yenzuzo enkulu uma wenza inzuzo. Lokhu kungadla izinzuzo zakho zokutshalwa kwezimali, nokho, lokhu kuyiqiniso emalini eningi ehlukile efana namasheya kanye nempahla.
Uma uthola imoto eshaqisayo noma egqwalile, ukuyibuyisela endaweni yokubonisa isimo esisha kungabiza ibhakede. Uzodinga ukungena ezindlekweni zezingxenye, upende, umsebenzi womzimba, nomsebenzi ngaphandle uma unolwazi olwanele lokuzenzela wena.
Bese, izindleko eziqhubekayo zihlotshaniswa nobunikazi bemoto obujwayelekile, njengokunakekelwa, ukugcinwa, umshwalense, nophethiloli. Futhi, uma uthengisa, ungase ufune ukusebenzisa umthengisi, ozoba nekhomishini yakhe kanye nesakhiwo semali yokuthunyelwa, izimali zokuthengiselana kanye nezindleko zokuhamba.
Kodwa-ke, kunezindlela zokunciphisa lezi zingozi ngokwenza ucwaningo olufanele ukuze uthole amanani azo okwehla, ukuthatha isevisi nokunakekela wena nokunakekela imoto yakho.
Zithengeka Kangakanani Izimoto Zakudala?
Enye into okufanele uyicabangele uma ucabangela ukuthi ungayitshala yini imoto yakudala ukuthi, ngokungafani nezinye izinhlobo zokutshala izimali, azikho izinketho ezithengekayo.
Nakuba ezinye zishibhile kunezinye, izimoto eziningi zakudala zizokubuyisela isamba esihlelekile. Njengoba sishilo ngenhla, cishe uzodinga imalimboleko yemoto ukuze uyithenge. Lokhu kusho futhi ukuthi lolu hlobo lokutshala imali lulinganiselwe kulabo abangakwazi ukuthenga imoto yakudala noma labo abakwazi ukukhokha imali ebolekiwe yemoto.
Ukuthenga amasheya enkampanini noma ukutshala imali esikhwameni kungakuphatha kancane, njengoba kunamathuba abanzi okutshala imali encane.
Kodwa-ke, ngakho konke lokhu okushiwo, uma uthanda izimoto ngokweqiniso, ukutshala imali emotweni yakudala kungaba yingxenye yokutshala imali kanye nokuzilibazisa okuyingxenye. Ukubuyisela, ukushayela nokubonisa ukuziqhenya kwakho kanye nenjabulo kungase kukulethele ukwaneliseka ngale kwezimali futhi kungase kukufanelekele ukutshalwa kwezimali ngenxa yalesi sizathu. Ukuba nemoto yakudala nakho kungavula umnyango wamathuba omphakathi ngendlela yamakilabhu ezimoto, imiqhudelwano, nokuhlangana kwezimoto zakudala.
Sekukonke, ngenkathi imoto yakudala ingase ibe yingozi kunezinye izimali ezijwayelekile, yona is ifaneleka kakhulu ukubukisa ngokushayela uzungeze imigwaqo (noma amathrekhi omjaho) kunokuba ibhondi kahulumeni ibe. Imoto yakudala iyi-investimenti efanelekile yanoma yimuphi umthandi wezimoto futhi ikulethela umsebenzi wokuzilibazisa nokutshalwa kwezimali kokukodwa.
Umthombo ovela Imoto Yami Ezulwini
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