Xa ungenisa iimpahla, ukwazi ixabiso lilonke kubalulekile kwishishini lakho. Siyibiza le ndleko iyonke, oko kukuthi, ixabiso lokufika. Ibandakanya ixabiso lokuthenga kunye nayo yonke imirhumo eyongezelelweyo yokufumana imveliso kwindawo yakho yokugcina impahla.
Eli nqaku licacisa ukuba zithini iindleko zokufika. Icacisa ukuba kutheni ibalulekile nendlela yokubala kakuhle. Funda kunye!
Isiqulatho
Zithini iindleko zokufika?
Yintoni eyenza iindleko zokufika emhlabeni?
Uyibala njani?
Zithini iindleko zokufika?
Ixabiso lokufika lilonke ixabiso lokuthumela iimpahla ukusuka kumthengisi wakho ukuya emnyango wakho. Iquka zonke iindleko zokuhambisa iimveliso zakho zide zifike kuwe, kubandakanya i-inshurensi, imali yokuhamba, imisebenzi, iirhafu, kunye nezinye iindleko ezinxulumene noko.
Kutheni le nto kubalulekile ukuqikelela ixabiso elifunyenweyo?
Umfanekiso woku: Uthenge iimveliso ezivela eTshayina usebenzisa inkonzo yokukhangela yaseTshayina ukufumana ababoneleli abaphezulu. Zithunyelwa kwilizwe lakho ngexabiso elifanelekileyo. Nangona kunjalo, ekufikeni, iirhafu kunye neentlawulo ezongezelelweyo ziyaqokelelana, ezikhokelela kwiindleko ezingalindelekanga ezitya kwimida yakho yenzuzo.
Ukungafaki ifakthali kwiindleko ezizisiweyo kukushiya ungazi ngeendleko zizonke. Ukuqonda ezi ndleko ngokuchanekileyo kubalulekile ekugcineni imida yengeniso.
Ukongeza, ikunceda usete amaxabiso akhuphisanayo, ulawule uluhlu lwempahla ngokufanelekileyo, wenze ukhetho lwababoneleli ngobuchule, kwaye uthobele imithetho yobalo.
Yintoni eyenza iindleko zokufika emhlabeni?
Ukubala ixabiso elifunyenweyo ngokuchanekileyo, kufuneka uqwalasele izinto ezininzi eziphambili:
1) Ixabiso lokuthenga
Yindleko yokuqala yemveliso ehlawulwe kumthengisi. Ngoko ke, licandelo lokuqala lokubala ixabiso elifunyenweyo.
I-2) Iindleko ze-inshurensi yokuthutha
Ezi ndleko zikhusela ukhuseleko lwempahla yakho ngexesha lokuhamba. Ikhusela utyalo-mali lwakho kwiingozi ezifana nomonakalo okanye ilahleko. Fumana i-inshurensi efanelekileyo kwaye wongeze ixabiso layo kwindleko yakho oyifumeneyo.
3) Iindleko zothutho kunye nempahla
Ukuthumela iimpahla ukusuka kwindawo ogcina kuyo umthengisi ukuya kwindawo oya kuyo kuneendleko kungakhathaliseki ukuba kuthuthwe ngenqwelomoya, ngolwandle okanye nge-express.
4) Iirhafu kunye neentlawulo zokungenisa elizweni
Ilizwe lakho lirhafisa ukuthunyelwa kunye neemveliso ezivela phesheya kolwandle. Kuhle ukuqonda ukuba ukuhlawulela imveliso yakho kwaye uyifumane ngaphakathi kwilizwe lakho ayisosiphelo.
Ilizwe ekusingwa kulo lihlawulisa imirhumo yempahla. Oku kuchaphazela iindleko zizonke ezifunyenweyo. Kuyacetyiswa ukubala oku ngokuchanekileyo ukuthintela naziphi na izinto ezimangalisayo.
5) Ukuqhuba kunye nokuphatha iintlawulo
Iintlawulo zokuphatha zezokulayisha kunye nokothula. Bakwagubungela ukuhambisa iimpahla ngexesha lokuhamba. Le ntlawulo inokwahluka ngokuxhomekeke kubunzima bokuphatha iimpahla.
6) Iimpembelelo zexabiso lotshintshiselwano lwangaphandle
Xa usebenza nomthumeli wempahla wamazwe ngamazwe kunye nomthengisi, amaxabiso otshintshiselwano anokutshintsha iindleko. Ukuguquguquka kumaxabiso otshintshiselwano kunokubangela ukuba iindleko zizonke zokufika zinyuke okanye zihle.
7) Iintlawulo ezongezelelweyo kunye neendleko ezahlukeneyo
Oku kunokubandakanya iindleko ezifana neentlawulo zebhanki kwiitransekshini zamazwe ngamazwe. Basenokubandakanya imirhumo yamaxwebhu kunye nezinye iindleko ezingahleliweyo ezivela kumazwe angaphandle.
Umzekelo wokoqobo: Uzibala njani iindleko zokufika?
Masenze izibalo ezimbalwa eziphathekayo. Baza kubonisa indlela yokubala iindleko ezifikileyo.
Ifomula esemgangathweni yeendleko zokuhlala yile:
Iindleko zokuHlaliswa komhlaba = Ixabiso leMveliso + uThutho lwangaphakathi kwelizwe + ukuPakisha ngaphandle kwelizwe + i-Inshurensi + Imisebenzi & neRhafu + Iintlawulo zeBhanki + Iintlawulo zokuHamba izibuko
Masithi ucazulule iindleko zokungenisa abenzi bekofu abangama-500:
Ixabiso lemveliso: $30 umenzi wekofu nganye (i-$15,000 iyonke)
Uthutho lwangaphakathi: $300
Amaxabiso othutho elwandle ewonke: $2,000
Iintlawulo ze-inshurensi zifikelela kwi-2% yexabiso lilonke: $346 (kubalwa ngokusekelwe $15,000 + $2,000 + $300)
Imisebenzi kunye neerhafu zithatha i-12% kwixabiso le-CIF: $2,071.20 (ibalwe kwi $15,000 + $2,000 + $346)
Iintlawulo zebhanki: $75
Iintlawulo zokuphatha izibuko (imvelaphi kunye nendawo yokufikela): I-$400 (iqikelelwa i-$200 nganye)
Inyathelo 1: Bala iindleko zempahla ezifikelweyo (CIF)
Okokuqala, bala i-CIF (Iindleko, i-Inshurensi, kunye noThutho):
I-CIF = Ixabiso lempahla lilonke + uthutho lwangaphakathi + nempahla yolwandle + i-inshurensi
CIF = $15,000 + $300 + $2,000 + $346 = $17,646
Inyathelo lesi-2: Bala iindleko ezifikileyo
Yongeza imisebenzi, iirhafu, iindleko zebhanki, kunye neentlawulo zokuphatha izibuko kwixabiso le-CIF:
Iindleko zokuHlaliswa komhlaba, ezizezi: CIF + ImiSebenzi & neeRhafu + iiNtlawulo zeBhanki + iiNtlawulo zokuPhathwa kweZibuko
Iindleko ezingeniswa phantsi ziba yi-$17,646 + $2,071.20 + $75 + $400 = $20,192.20
Ke ngoko, ixabiso elibekiweyo ngomenzi wekofu ngamnye:
$20,192.20 (ixabiso lilonke lokufika) ÷ 500 abenzi bekofu = $40.38 umenzi wekofu ngamnye
Iingcamango zokugqibela
Ukuqonda nokubala iindleko ezifike ngokuchanekileyo bubuchule. Inika inzuzo kunoma yimuphi umrhwebi. Iqinisekisa ukuba unomfanekiso opheleleyo wayo yonke imirhumo. Ngenxa yoko, unokuseta amaxabiso afanelekileyo kwaye wenze ukhetho lweshishini olulumkileyo.
Umthombo ovela Ukubonelela ngomoya
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